Mortgage Solutions For Modern Families

The Mortgage Link‘s solution starts with listening first, to understand your goals or help answer questions. The best solution depends on each individual situation, past lending history and credit scores. In some instances there are additional incentives and programs offered. A conversation about your goals and borrowing history provides a complete understanding to suggest solutions, terms and incentives available. You’ll save over the life of your mortgage. Our solutions include;

First Home Mortgage
Your mortgage company choice, loan rates, and interest are major considerations when you’re buying your first home. Mortgage companies can make the process easy or burdensome.

It makes sense to ask the right questions to be sure your working with the right people.
Will you deal directly with one person; or a half dozen?
Will they know and understand your loan situation or just want to clear a desk full of applications?
Do they resell your loan?
Will they care?
Do they easily share their knowledge to guide you through the process?
Subtleties make all the difference in financial matters, and, your rights as a borrower.

At The Mortgage Link, I believe a mortgage company should offer you several financial solutions.
While there are plenty of mortgage companies, they’re not equal in how they approach or provide the type of services you deserve and expect. It’s why I started The Mortgage Link. I start by understanding your needs and provide guidance with mortgage products which make sense for your family.

Debt Consolidation
Debt consolidation can take a varying assortment of interest rates and billing procedures and consolidate them into a single, easily manageable fixed rate solution. Does it make sense for you? It may or may not. Use our interest calculator to see if it will. Not all situations are the same. That’s where The Mortgage Link’s expertise makes the difference. I believe the right guidance builds customer recommendations, and good business.

Fixed Mortgage
Fixed rate mortgages help homeowners take the guesswork out of monthly budgets. While the advantages may seem apparent, there may be considerations if you plan to sell within a few years due to job promotions. Will you need to be flexible in selling the home and paying off the loan? Let me help you see what works best.

Home Equity
Home equity loans are used in situations where you might have purchased a home 20 or 30 years ago.
Its increased value offers the opportunity to make use of the investment to add an in-law apartment for an elder or renovate for better accessibility and a safer living environment now that you’re older. Whatever the reason, The Mortgage Link offers competitive loan rates for all situations.

Investment Properties
Mortgages for investment properties vary greatly based upon a number of conditions. While it may be a great time to find the right property at an affordable price, its just as important to be sure the mortgage company you’re working with has the right products to fit your needs, whether the property has owner occupancy or not.

Open Mortgage
Open mortgages usually range from months to under a decade, and offer the advantage of being able to be paid off at any time. In addition, they offer the option to choose between variable and fixed rates with advantage of being able to make additional payments without penalty. Open rate mortgages usually have a higher interest rate, but may offer alternatives and the options some customers need. When I work with you, I’ll explain what you best options are based on your situation.

Private Mortgage
Private mortgage loans may be needed at a time when there’s an asset that makes sense to loan against and the individual seeking the loan has a blemished credit history. Perhaps a divorce or job loss has caused a problem posing challenges for traditional lenders. The private mortgage market may be a solution to utilize. In other instances, private mortgages may be ideal for real estate investors buying multiple properties and reselling them after renovations are completed. While they usually take less time for approval, they also have a higher interest rate. The Mortgage Link helps you determine if this is an option you want to consider or we suggest alternative solutions.

Mortgage companies come is all shapes and sizes. At The Mortgage Link, I’ve a wide assortment of tools and options to help you and your family stay financially secure, build equity, and manage interest.

The Mortgage Link takes great pride in being recognized as a firm offering our modern families sound economic solutions to choose from. Before you settle on any mortgage broker, give me a call and see how good working with a lender really can be. One phone call will prove it.
Call me at 905-361-0413
Or send an email to: info@themortgagelink.ca